Dhal 3 Stanza 15, 16, 17

Stanza 15
The good man who is adorned with Right-Faith, unblemished and correct, is revered ever by the lords of the celestials, although he observes no vows because of weakness of action. He is a householder but is not attached to the house. (He is as unattached) as a lotus is unattached to the water in the mud , but does not get filthy by the mud.. His affection is (outward) like that of a courtesan. He remains pure like gold in mire.
There is a shop. There are two people in the shop. There is a owner and an accountant. The emotion and attachment that they have with the profit is different. The owner: As the profit goes up his heart rate goes up. And when the profit goes down the owner’s heart rate goes down. The accountant is unaffected by the profit or loss. He knows that he is going to make the same amount of money no matter what.
Two perspectives
Vyavhaar – talks at a macro level and tries to make connections
Nischay- reality, What actually the object is
For example if you take a shirt and kurta and ask someone they will say that this is a shirt and this is a kurta.
Shirt and Kurta-vyavhaar
If you ask a knowledgeable person he will say that it is just cotton. Nischay perspective just cotton
A knowledgeable person understands both. He understands that in reality it is just cotton.
Stanza 16
Excepting the first, a right-believer is not reborn in the other six hells; nor in Jyotish (steller), Vyantara (peripatetic), Bhavanvasi (residential) fluid bodies; nor as a eunuch, female, immobile being, sub-human with two, three or four senses only, nor as an animal. Nothing in the three worlds and the three periods (past, present and future) is so beneficial as Right Belief. It is the root of all religions. Without it, all actions are harmful.
Once one gets the true insight he cannot go to 2 to 7th hell.
Stanza 17
This right belief is the first step to the palace of moksha.
This (Right-Belief) is the first step to the palace of Moksha. O pure and liberable adopt this. Without this, Knowledge and Conduct can not acquire Rightness. O Wise, Doulatram (the author) listen to this, ponder over it, be vigilant, do not waste time. This human condition is difficult to obtain again, if you do not acquire Right Belief.